CTC Financial, Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:Conventional, FHA, VA, USDA, REVERSE, SELF-EMPLOYED BORROWERS
 
Conventional
VA
FHA
USDA
Self Employed

Conventional
Low down payments, no mortgage insurance with 20% down

Term: 30 years   Maximum Amount: $453,100

VA
Zero down payment loan for Veterans. Lowest interest rate. Flexible underwriting guidelines. No loan fees option.

Term: 30 years   Maximum Amount: $679,650

FHA
Low down payment. Flexible underwriting guidelines. No loan fees options.

Term: 30 years  

USDA
Zero down payment in rural areas. No loan fees options.

Term: 30 years   Maximum Amount: $453,100

Self Employed
Use bank statements for income. No tax returns. 20% down minimum. Fixed for first 5 years the adjusts.

Term: 30 years   Maximum Amount: $2,500,000



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $453,100 with closing costs of $9,062. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $2,500,000 with closing costs of $50,000. Your actual APR may be different depending upon these factors.